Legal Disclaimer

General Information and Educational Purpose

The information, content, and materials provided on selphiconmedia.com are intended solely for educational and informational purposes. selphiconmedia operates as a financial education platform designed to help individuals develop their understanding of financial concepts, investment principles, and money management strategies. Nothing contained on this website should be construed as professional financial advice, investment recommendations, or solicitation to purchase or sell any financial instruments.

All educational content, including articles, webinars, courses, and tutorials, represents general information about financial topics and should not be considered as personalized advice tailored to your specific financial situation. We strongly encourage all users to conduct their own research and consult with qualified financial professionals before making any investment decisions or implementing financial strategies discussed on our platform.

No Guarantees or Warranties

selphiconmedia makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website. Any reliance you place on such information is strictly at your own risk and discretion.

• No guarantee of accuracy or completeness of financial information
• No warranty that educational content will meet your specific needs
• No assurance of uninterrupted or error-free website operation
• No guarantee of specific learning outcomes or skill development

Limitation of Liability

Under no circumstances shall selphiconmedia, its directors, employees, partners, agents, suppliers, or affiliates be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or inability to use, the materials on this website. This includes, without limitation, damages for loss of profits, business interruption, loss of information, or any other pecuniary loss.

In jurisdictions where limitation of liability is not permitted, our liability is limited to the maximum extent allowed by law. The total liability of selphiconmedia for any claim arising out of or relating to this website shall not exceed the amount paid by you, if any, for accessing our educational content during the twelve months preceding the claim.

Professional Advice Disclaimer

selphiconmedia is not a licensed financial advisor, investment advisor, accountant, or legal professional. The educational content provided on our platform does not constitute professional advice in any form. You should not rely on the information on this website as an alternative to professional advice from qualified professionals in the financial, legal, or accounting fields.

Before making any financial decisions, implementing investment strategies, or taking any action based on the information learned through our educational materials, you should consult with appropriately qualified professionals who can assess your individual circumstances and provide personalized advice.

Market Risk and Investment Disclaimers

All investments carry inherent risks, including the potential loss of principal. Market conditions can change rapidly, and past performance of any investment strategy or approach does not guarantee future results. The value of investments can go down as well as up, and you may not recover the full amount of your original investment.

Educational content about various financial instruments, investment strategies, or market analysis techniques is provided for learning purposes only. We do not endorse or recommend any specific investments, securities, or financial products. Any examples used in our educational materials are hypothetical and for illustrative purposes only.

Third-Party Links and Content

Our website may contain links to third-party websites, services, or resources that are not owned or controlled by selphiconmedia. We have no control over the nature, content, and availability of these external sites. The inclusion of any links does not imply endorsement by selphiconmedia of the linked site or any association with its operators.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit. selphiconmedia is not responsible for the content, privacy policies, or practices of any third-party sites or services.

Intellectual Property Rights

All content on selphiconmedia.com, including text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of selphiconmedia or its content suppliers and is protected by international copyright laws. The compilation of all content on this site is the exclusive property of selphiconmedia and is protected by international copyright laws.

You may not reproduce, distribute, display, sell, lease, transmit, create derivative works from, translate, modify, reverse-engineer, disassemble, decompile, or otherwise exploit this website or any portion of it unless expressly permitted by selphiconmedia in writing.

Regulatory Compliance

selphiconmedia operates in compliance with applicable laws and regulations in South Africa. Our educational services are designed to provide general financial education and do not require specific financial services licensing. However, we encourage all users to understand and comply with their local financial regulations and tax obligations.

If you are accessing our website from outside South Africa, you are responsible for compliance with local laws and regulations in your jurisdiction. Some content may not be appropriate or available for residents of certain countries.

Modifications and Updates

selphiconmedia reserves the right to modify, update, or discontinue any aspect of the website, including this disclaimer, at any time without prior notice. We may also modify or update our educational content, courses, and materials as needed to ensure accuracy and relevance.

It is your responsibility to review this disclaimer periodically for changes. Your continued use of the website following the posting of changes constitutes your acceptance of such changes.